Hometown service. No big-bank hassles.

You're always appreciated at Western.

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Hometown Heroes Program

Each day, you make our hometowns safer, better, and brighter. We’re here to recognize that.

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Mortgages and Home Equity

Whether you want to build, buy, refinance, or unlock your home equity, we're here to help.

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Earn More. Experience More.

Grow your savings faster with a 7-month CD at 5.30%*, or an 13-month CD at 5.10% APY.*

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Woman and child sitting on a couch and smiling

Feel right at home.

We’re a refreshing alternative to big-bank attitudes, policies, and service. You can always count on a warm welcome, honest advice, and a bank that shares your values.

  • Full-service personal banking, business banking, and investments
  • Exclusive clubs and programs
  • Proud supporter of local organizations and schools

See the Western Difference

Bank with Confidence

Founded in 1902 icon

Founded in 1902

Five Star Superior Rating by Bauer Financial icon

Five Star Superior Rating by Bauer Financial

Recognized as a Best Regional Bank icon

Recognized as a Best Regional Bank

Let's get started.

Together, we can reach your goals.

Contact Us Today

"Our family has been banking at Western for three generations now. I’ve been here over 40 years. During that time, a relationship of mutual trust has been built, and I feel very comfortable here at Western. I like the fact that I personally know most everyone. Western has always worked with us as our farm and family have grown."

Terry (James & Jon) Haman, Crary, ND

"The team helped me every step of the way. They responded immediately and worked very hard so that I had all the pieces of information."

Kristine, Mortgage Customer, West Fargo

"I consider our relationship with Western as a real partnership that adds value to our business."

Jim Szymanski, James Associates

"Western State Bank treats me like a customer and not like a number. You get the feeling that they actually appreciate your business."

Roddy Riggs, Arizona