Consumer Loans

Options to help make life happen.

Apply for a loan

From buying the car of your dreams to funding your next adventure, a consumer loan from Western State Bank* gives you the flexibility to do it faster. Local decision-making from a community bank means you get responsive answers and personalized service throughout the entire process.

A consumer loan can help you with purchases such as a new car, truck, or recreational vehicle (including an ATV, boat, snowmobile, or motorcycle).

Borrowing made easy.

With our competitive rates, flexible terms, and personalized support, you'll feel informed and confident every step of the way.

Apply Today

Together, we can reach your goals.

We’re here to help you find the right loan for your needs.

Contact a personal banker

"The team helped me every step of the way. They responded immediately and worked very hard so that I had all the pieces of information."

Kristine, Mortgage Customer, West Fargo

"Chezy has had tremendous growth over the past couple of years and Western has been there every step of the way! We pride ourselves on providing quality video marketing content while being budget conscious. We chose Western to be our bank because of their great service, their ability to scale with Chezy as we’ve grown, and their ability to save us money on our banking services!"

Joe Tjosvold, Founder of Chezy

"I am happy I moved my business checking account and treasury management services to Western over 15 years ago. They save my business money, they provide the treasury services my business needs, and the team provides excellent customer service. I appreciate and value my banking relationship with Western State Bank."

Rob Jordahl, President/Owner of Jordahl Custom Homes, Inc.