Your hometown option.

Proud to serve our Osgood neighbors.

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Western State Bank in Fargo

If you’re ready for a new bank, we’re your hometown alternative. We’ve proudly served Fargo since 2007 and have remained true to our North Dakota roots since we were founded in 1902.

With Western, you get more than excellent account benefits and customer service. Our Lil’ Buckaroo Club teaches kids about savings and puts on family-friendly events throughout the year. Our popular Good Neighbor Club offers account benefits and exclusive events for members ages 50 or better. And our Hometown Heroes program recognizes our friends and neighbors who serve the community every day.

Our Fargo bank is just off of 45th Street South, next to the Osgood Hornbacher's grocery store. 

Meet Our Team

Location Details

Address

4201 45th St S Fargo, ND 58104

Phone

701-277-5003 866-356-9800 (Toll-free)

Fax

701-356-9808

Monday-Friday

Drive up: 7:30 a.m. - 6 p.m. Lobby: 8 a.m. - 6 p.m.

Saturday

Drive up: 9 a.m. - 1 p.m. Lobby: Closed

Alex Madlom, Retail Banking Manager

Alex joined Western State Bank in 2024 and leads Fargo's retail banking team.

One of Alex's favorite things about his role is watching customers achieve their financial goals. "Being a part of that journey, offering guidance and support along the way, makes my job fulfilling," says Alex.

Born and raised in Fargo, Alex is proud to be a part of the Fargo community. "I love to volunteer at organizations like Churches United and my local church," says Alex. "It is a great way to give back to the community I call home."

Contact Alex

Options to fit your needs.

Your banking needs are as unique as you are. That's why we offer a variety of options for personal and business banking.

Personal Banking

Business Banking

Founded in 1902 icon

Founded in 1902

Five Star Superior Rating by Bauer Financial icon

Five Star Superior Rating by Bauer Financial

Recognized as a Best Regional Bank icon

Recognized as a Best Regional Bank

What's different about Western?

We're a refreshing alternative to big-bank attitudes, policies, and service. You'll appreciate our welcoming and convenient locations, our fast service (both online and in our banks), and our competitive rates.

See the Western Difference

Meet our Fargo team.

Matthew M. Oachs

Matthew M. Oachs

Market President

Cameron Avelsgard

Cameron Avelsgard

Assistant Vice President/Business Banking Officer

Kim Bossert

Kim Bossert

Senior Vice President/ND Mortgage Production Manager

Brenda Holman

Brenda Holman

Vice President/Mortgage and Construction Loan Officer

Kevin Lau

Kevin Lau

Mortgage and Construction Loan Officer

Alex Madlom

Alex Madlom

Retail Banking Manager

Jill Mattson

Jill Mattson

Assistant Vice President/Treasury Management Officer

Chandler Mertz

Chandler Mertz

Customer Service Manager

"Our organization was drawn to Western's local roots, friendly service, competitive rates, and low fees. Western shares our commitment to the community, and they support our kids and families in so many ways. We're very happy we switched!"

Bob Holman, Devils Lake Youth Activities

"The team helped me every step of the way. They responded immediately and worked very hard so that I had all the pieces of information."

Kristine, Mortgage Customer, West Fargo

"Chezy has had tremendous growth over the past couple of years and Western has been there every step of the way! We pride ourselves on providing quality video marketing content while being budget conscious. We chose Western to be our bank because of their great service, their ability to scale with Chezy as we’ve grown, and their ability to save us money on our banking services!"

Joe Tjosvold, Founder of Chezy