Personal Checking

Choose a checking account that works for you.

Open an account

Your financial goals and needs aren’t the same as everyone else’s. We offer a variety of account options, so you can find the right checking account for your lifestyle.

And with any personal checking account from Western, you get personalized support, convenient digital banking options, and a variety of account features and benefits to make everyday banking easy.

Personal Checking Child Graphic 3 10012021

Free Checking

Western’s Free Checking gives you basic checking, without a minimum monthly balance requirement and with all the benefits of hometown banking.

Personal Checking Child Image2 10012021

VIP Checking

Our VIP Checking account includes all the basics of a checking account at Western, with added features and benefits.

Personal Checking Overview Child Image1 10012021

VIP Plus Checking

Our VIP Plus Checking account includes the most benefits and features of all of our personal checking account offerings.

Future Checking Child Page 10052021

Future Checking

Future Checking is the ideal student checking account for individuals ages 17 or younger, offering the benefits of banking with Western along with an annual scholarship opportunity.

Find the right checking account for your lifestyle.

Contact our team for more details today.

Contact a personal banker

"At Western, the personal service is really different. The products are great, but their ultimate personal service really stands out."

Ron Schmitz, Ultimate Transportation

"Our organization was drawn to Western's local roots, friendly service, competitive rates, and low fees. Western shares our commitment to the community, and they support our kids and families in so many ways. We're very happy we switched!"

Bob Holman, Devils Lake Youth Activities

"I consider our relationship with Western as a real partnership that adds value to our business."

Jim Szymanski, James Associates