Credit Cards

Money where and when you need it.

Apply for a Credit Card

Whether you’re building credit, looking for rewards, or preparing for an emergency, a personal credit card from Western State Bank is what you’re looking for.

Spend safely.

Your safety is our number one priority. When you spend with your Western State Bank credit card, you’ll have zero fraud liability* — which means if your card is lost or stolen, you won’t be liable for any fraudulent charges.

Get help anytime, anywhere.

If you have questions or need assistance with your personal credit card, Cardmember Service experts are available for support 24 hours a day, 365 days a year.

Compare cards made for you.

What you’re looking for in a card is unique. We offer a variety of credit cards to match your needs.

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Apply for a Credit Card

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Find a Western Location

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Access Your Credit Card Account

Together, we can reach your goals.

We’re here to help you find the right credit card for your needs.

Contact a personal banker

"At Western, the personal service is really different. The products are great, but their ultimate personal service really stands out."

Ron Schmitz, Ultimate Transportation

"Western State Bank treats me like a customer and not like a number. You get the feeling that they actually appreciate your business."

Roddy Riggs, Arizona

"I am happy I moved my business checking account and treasury management services to Western over 15 years ago. They save my business money, they provide the treasury services my business needs, and the team provides excellent customer service. I appreciate and value my banking relationship with Western State Bank."

Rob Jordahl, President/Owner of Jordahl Custom Homes, Inc.