Build a Home

Take the first step toward building your perfect home. 

Apply for a Construction loan

You need a house that fits your family and life. But what if you can't find the right home on the market? A construction loan could be the answer.

Our team of construction and mortgage loan experts will make things easy. Let us guide you through the financing process so you can focus on building your ideal home.

Prepare to build today.

 

Meet with a construction loan expert.

We have mortgage loan officers who are here to answer your questions and guide you through the construction loan process.

FIND YOUR LOAN OFFICER

Explore other mortgage options.

In addition to construction loans, we also offer mortgage and home equity loans.

SEE YOUR MORTGAGE OPTIONS

Download our construction loan checklist.

Follow our checklist to prepare the documents you'll need.

Download now

Related Articles

Ready to Build a Home Small Article Image 051223

Ready to Build a Home? Prepare These Documents to Get Started

Are you ready to build a new home? Check out the documents you'll need to get started.

What is a Construction Loan Small Article Image 032823

What is a Construction Loan?

See what you can expect from a construction loan, what it covers, and how you can get started.

Buying or Building Article Hero 110722

Building or Buying: Which is the Best Choice for You?

Building or buying your home is a big decision. Compare your options with advice from an expert.

Apply for a construction loan today.

Let's find the right option for your needs.

Apply for a Home Construction Loan

"The team helped me every step of the way. They responded immediately and worked very hard so that I had all the pieces of information."

Kristine, Mortgage Customer, West Fargo

"Always a pleasure to work with you. Your attention to detail and promptness are exceptional! "

Becki, Mortgage Customer, West Fargo

"Turning to Western State Bank was the best choice we made for our mortgage. The process was quick, always friendly, caring, and very professional."

Kim Taxdahl, Mortgage Customer, Arizona

"Angie and the team were great! I am a first-time homebuyer so I was new to the process. Angie and the team made things easy and helped guide me from start to finish. It was an awesome experience and I will recommend Angie to all my friends and family."

Hayden, Mortgage Customer, West Fargo