Use Your Home Equity

Secure a home equity loan to pay for what you need.

APPLY FOR A HOME EQUITY LOAN

From funding education to paying for a home remodel, unlocking your home equity offers the flexibility you need at any stage of life.

We’ll help you understand your financing options and find the best solution for your goals. Plus, you can count on the competitive rates, personalized support, and transparent processes that you always get when you work with our team members.

Explore your options

Home Equity Loan

  • Use your home’s equity as collateral for a fixed-rate loan
  • Benefit from a potentially lower interest rate (compared to interest on a personal loan)
  • Deduct the interest paid, depending on your tax situation*

Home Equity Line of Credit

  • Use your home’s equity as collateral for a revolving line of credit
  • Borrow only what you need, when you need it
  • Deduct the interest paid, depending on your tax situation*

Home Equity Flex

  • Use your home’s equity as collateral for a revolving line of credit
  • Convert all or part of your remaining balance into a fixed-rate loan
  • Make interest-only payments on the revolving balance
  • Choose a fixed-rate loan once you lock in your loan
  • Avoid the need to reapply to fix your loan rate
  • Deduct the interest paid, depending on your tax situation*

Learn more today.

If you're looking for more assistance understanding your home equity options, contact our team or explore other home loan options.

Contact Us

Home equity options for your needs.

Apply today to tap into your home equity.

Apply for a Home Equity Loan

"Turning to Western State Bank was the best choice we made for our mortgage. The process was quick, always friendly, caring, and very professional."

Kim Taxdahl, Mortgage Customer, Arizona

"Western State Bank treats me like a customer and not like a number. You get the feeling that they actually appreciate your business."

Roddy Riggs, Arizona

"I wanted to reach out to say thank you. Western has been a very good bank to us and this is just another example of the help you provide!"

Chris and Samantha Bachmeier, Bachmeier Homes