Use Your Home Equity

Secure a home equity loan to pay for what you need.

APPLY FOR A HOME EQUITY LOAN

From funding education to paying for a home remodel, unlocking your home equity offers the flexibility you need at any stage of life.

We’ll help you understand your financing options and find the best solution for your goals. Plus, you can count on the competitive rates, personalized support, and transparent processes that you always get when you work with our team members.

Explore your options

Home Equity Loan

  • Use your home’s equity as collateral for a fixed-rate loan
  • Benefit from a potentially lower interest rate (compared to interest on a personal loan)
  • Deduct the interest paid, depending on your tax situation*

Home Equity Line of Credit

  • Use your home’s equity as collateral for a revolving line of credit
  • Borrow only what you need, when you need it
  • Deduct the interest paid, depending on your tax situation*

Home Equity Flex

  • Use your home’s equity as collateral for a revolving line of credit
  • Convert all or part of your remaining balance into a fixed-rate loan
  • Make interest-only payments on the revolving balance
  • Choose a fixed-rate loan once you lock in your loan
  • Avoid the need to reapply to fix your loan rate
  • Deduct the interest paid, depending on your tax situation*

Learn more today.

If you're looking for more assistance understanding your home equity options, contact our team or explore other home loan options.

Contact Us

Home equity options for your needs.

Apply today to tap into your home equity.

Apply for a Home Equity Loan

"Western State Bank treats me like a customer and not like a number. You get the feeling that they actually appreciate your business."

Roddy Riggs, Arizona

"Chezy has had tremendous growth over the past couple of years and Western has been there every step of the way! We pride ourselves on providing quality video marketing content while being budget conscious. We chose Western to be our bank because of their great service, their ability to scale with Chezy as we’ve grown, and their ability to save us money on our banking services!"

Joe Tjosvold, Founder of Chezy

"I am happy I moved my business checking account and treasury management services to Western over 15 years ago. They save my business money, they provide the treasury services my business needs, and the team provides excellent customer service. I appreciate and value my banking relationship with Western State Bank."

Rob Jordahl, President/Owner of Jordahl Custom Homes, Inc.