About Western State Bank
We're built around connections with our customers, team members, and communities.
Committed to our values.
Our core values are at the center of everything we do. Whether you're a new customer or you've been banking with us for years, here's our commitment to you:
- Respect everyone
- Be curious and creative
- Listening is learning
- Do more than expected
- Communicate openly and often
- Improve someone's life
- Be a team player
- If something's wrong, make it right
Active in our communities.
It takes all of us to make our communities better. Here are some of the ways we give back.
Team member involvement.
Western team members get involved, whether it’s with Habitat for Humanity or the local chamber of commerce. Over the past five years, our team members have used more than 1,500 combined hours of paid time off to volunteer for community causes, organizations, and activities.
Ongoing contributions.
We contribute to local needs that make our communities stronger. Each December, our Cause in Your Community program provides financial support to local nonprofit organizations nominated by our customers.
School support.
Whether it’s the Firebirds, Mustangs, Packers, Hawks, Cougars, Spartans, or surrounding schools, we join our neighbors to support our hometown teams.
True to Our Roots
We’re proud of our North Dakota origins and our longevity of hometown banking since 1902. You can be confident that we aren’t going anywhere, and your banking relationship is in good hands. As we grow, we’ll remain true to our history — and we’ll never lose sight of our hometown banking philosophy.
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1902
Bank of Webster (ND) is founded
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1966
Name changes to Western State Bank and headquarters moves to Devils Lake, ND
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1990
Western Equipment Finance is formed to provide nationwide equipment financing
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1999
Bank location opens in West Fargo, ND
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2000
Company forms Employee Stock Ownership Plan
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2007
Bank location opens in Fargo, ND
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2008
Loan production office opens in Chandler, AZ
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2009
Chandler location becomes full-service bank
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2012
Western acquires bank in Casa Grande, AZ
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2013
Western acquires bank in Scottsdale, AZ
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2015
Bank location opens in Sun City, AZ
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2017
Bank location opens in Sun City West, AZ
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2017
Administrative building opens in West Fargo, ND
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2019
Bank location opens in Mesa, AZ
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2021
Fargo, ND bank relocates to Osgood area
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2021
Administrative building opens in Chandler, AZ
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2021
Bank location opens in Deer Valley, AZ
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2022
Second administrative building opens in West Fargo, ND
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2024
West Fargo bank celebrates 25 years of service
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2025
Second administrative building opens in Chandler, AZ
Our Leaders
Our Board of Directors includes Ray Horne, Brian Houkom, Gary Lochow, Todd Heilman, Brad Jacobson, Brett Johnston, Steve Daley, Laurie Bakke, Andy Strand, and Chad Palmer.
Founded in 1902
Five Star Superior Rating by Bauer Financial
Recognized as a Best Regional Bank