Improve your cash flow by streamlining your processes and reducing delays with collecting payments. Our Treasury Management team will help you identify the right options, and we're always here when you need us.
Responsive and Flexible
Get fast answers and no-nonsense options to keep your business moving forward.
Support That Fits You
Receive personal attention and straightforward solutions for what matters most to you.
Integrity and Commitment
Our decision-makers get involved early and follow through.
Automated Clearing House (ACH) Collections
Expedite your cash flow management, mitigate risks, and minimize administrative tasks by receiving payments through the ACH network:
- Create schedules for incoming payments to improve your funds availability.
- Eliminate the hassles of paper checks, check processing float, and mail delivery.
- Free up staff time by reducing the need to deposit checks, track late payments, and collect delinquent payments.
- Lower risks by receiving return item information as soon as the next business day.
Merchant Services
Get paid quickly, efficiently and easily with the merchant tools that are best for your business:
- Process major credit cards.
- Boost your cash flow by providing new ways for customers to pay you.
- Post card deposits directly to your Western State Bank account.
Remote Deposit Capture
Deposit checks at any time (day or night) using a check scanner attached to your computer. Remote Deposit Capture allows you to deposit checks as they are received, rather than waiting to take them to the bank. Lower your administrative costs and use that time for other crucial functions.
Business Mobile Deposit
Out of the office? Complete a quick deposit by using your smartphone to take a photo of your check. It’s a convenient option when you’re working from home or traveling.
Flexible Solutions by Global Payments
We’ve teamed up with Global Payments to offer you a versatile suite of business solutions and tools that can help you run your business better. Global Payments offers everything from innovative, money-saving payment processing to point of sale options.
Automation, Information and Tools
Let Global Payments help automate some of the time-consuming back office tasks filling up your days, nights and weekends. Plus, get access to information and tools that can help you find and keep customers coming back again and again.
Global Payments offers a wide variety of solutions:
- Point of sale solutions featuring Genius
- Secure payment processing
- Customer insights and email marketing
- Gift and loyalty programs
- Lending options powered by Lendio (even for banking customers who may not qualify for conventional business loans)
- Data breach security powered by Aperia, offering coverage up to $100,000 per location for data breach events included in the coverage terms
Flexible Secure Payments
Whether you want to accept payments in-store, online, on the go or all of the above, Global Payments has point of sale options for all budgets. Help grow your business by giving your customers flexibility and peace of mind with secure payments.
- Accept all major payment types including debit, credit, chip cards and mobile wallets
- Get paid even faster – with next-day funding*
- Stay within your budget with customized pricing to fit your business needs
- Keep your business protected with fraud prevention and data security tools
- See your customers’ transactional data with robust reporting
- Get your questions answered with 24/7 customer support
Manage, Simplify and Grow
- Simplify your bookkeeping and potentially save money by combining many of your monthly charges into a single flat monthly fee
- Enjoy transparent pricing designed to minimize unexpected costs
- Get competitive tiered pricing no matter your average ticket or your monthly volume
Contact us today to learn how Global Payments can help you manage and grow your business.
Meet our treasury management team.
Tanya De La Cruz
Vice President/Treasury Management Officer
Jill Mattson
Assistant Vice President/Treasury Management Officer
Deanna Painter
Vice President/Treasury Management Officer