Risk Management

Protect your business from check and ACH fraud.

Contact Our Treasury management Team

Fraud attempts are costly to your business. They require your immediate time and attention, in addition to the potential financial losses. Positive Pay helps you proactively identify check and ACH fraud, before it’s potentially too late.

Positive Pay for Checks

  1. When checks are presented on your account, you have the ability to review the front and back of each item to determine if it’s valid.
  2. You make a simple pay/no pay decision.

Positive Pay for ACH

  1. All ACH transactions show as an exception, allowing you to review the amount and who sent it.
  2. You can decide to pay the item one time, add a rule allowing the item to continue to pay without your intervention, or block the item so it no longer shows an exception.

Multiple Benefits

Positive Pay gives you:

  • Safeguards: With Positive Pay, your business could reduce the risk of being liable for fraudulent check and ACH activity.
  • Convenience: You receive automated email alerts whenever an exception item has been identified. You can immediately review them through online banking or the business mobile app.
  • Information: The system provides images of each check item to help you determine if it’s legitimate.
  • Control: You determine which transactions will be allowed.

Not sure which Positive Pay option is best for you? Our Treasury Management team is here to guide you.

Meet our treasury management team.

Tanya De La Cruz

Tanya De La Cruz

Vice President/Treasury Management Officer

Jill Mattson

Jill Mattson

Assistant Vice President/Treasury Management Officer

Deanna Painter

Deanna Painter

Vice President/Treasury Management Officer