Consumer Loans

Options to help make life happen.

Apply for a loan

From buying the car of your dreams to funding your next adventure, a consumer loan from Western State Bank* gives you the flexibility to do it faster. Local decision-making from a community bank means you get responsive answers and personalized service throughout the entire process.

A consumer loan can help you with purchases such as a new car, truck, or recreational vehicle (including an ATV, boat, snowmobile, or motorcycle).

Focused on Relationships

Focused on Relationships

You’re greeted with warmth, attention, and kindness during every visit.

Exclusive Clubs and Programs

Exclusive Clubs and Programs

At any age, Western feels like home. Our clubs and programs highlight what matters to you.

Fast and Responsive Service

Fast and Responsive Service

Get quick answers from real people with no appointments, hassles, or phone trees.

Borrowing made easy.

With our competitive rates, flexible terms, and personalized support, you'll feel informed and confident every step of the way.

Apply Today

Together, we can reach your goals.

We’re here to help you find the right loan for your needs.

Contact a personal banker

"Angie and the team were great! I am a first-time homebuyer so I was new to the process. Angie and the team made things easy and helped guide me from start to finish. It was an awesome experience and I will recommend Angie to all my friends and family."

Hayden, Mortgage Customer, West Fargo

"At Western, the personal service is really different. The products are great, but their ultimate personal service really stands out."

Ron Schmitz, Ultimate Transportation

"Absolutely love the people and service I receive here. It is the definition of "neighborhood bank". I am always treated well and receive wonderful service.""

M.C., Sun City West