Consumer Loans

Options to help make life happen.

Apply for a loan

From buying the car of your dreams to funding your next adventure, a consumer loan from Western State Bank* gives you the flexibility to do it faster. Local decision-making from a community bank means you get responsive answers and personalized service throughout the entire process.

A consumer loan can help you with purchases such as a new car, truck, or recreational vehicle (including an ATV, boat, snowmobile, or motorcycle).

Focused on Relationships

Focused on Relationships

You’re greeted with warmth, attention, and kindness during every visit.

Exclusive Clubs and Programs

Exclusive Clubs and Programs

At any age, Western feels like home. Our clubs and programs highlight what matters to you.

Fast and Responsive Service

Fast and Responsive Service

Get quick answers from real people with no appointments, hassles, or phone trees.

Borrowing made easy.

With our competitive rates, flexible terms, and personalized support, you'll feel informed and confident every step of the way.

Apply Today

Together, we can reach your goals.

We’re here to help you find the right loan for your needs.

Contact a personal banker

"At Western, the personal service is really different. The products are great, but their ultimate personal service really stands out."

Ron Schmitz, Ultimate Transportation

"Always a pleasure to work with you. Your attention to detail and promptness are exceptional! "

Becki, Mortgage Customer, West Fargo

"Our organization was drawn to Western's local roots, friendly service, competitive rates, and low fees. Western shares our commitment to the community, and they support our kids and families in so many ways. We're very happy we switched!"

Bob Holman, Devils Lake Youth Activities