Consumer Loans

Options to help make life happen.

Apply for a loan

From buying the car of your dreams to funding your next adventure, a consumer loan from Western State Bank* gives you the flexibility to do it faster. Local decision-making from a community bank means you get responsive answers and personalized service throughout the entire process.

A consumer loan can help you with purchases such as a new car, truck, or recreational vehicle (including an ATV, boat, snowmobile, or motorcycle).

Borrowing made easy.

With our competitive rates, flexible terms, and personalized support, you'll feel informed and confident every step of the way.

Apply Today

Together, we can reach your goals.

We’re here to help you find the right loan for your needs.

Contact a personal banker

"Western State Bank treats me like a customer and not like a number. You get the feeling that they actually appreciate your business."

Roddy Riggs, Arizona

"Always a pleasure to work with you. Your attention to detail and promptness are exceptional! "

Becki, Mortgage Customer, West Fargo

"Your guidance and support of Benevilla mean a great deal to me, our organization, and most importantly our clients. "

Conrad Graff, Ex-Officio, Benevilla