Buy a Home

Find the right home loan, with help from real experts.

Apply for a mortgage loan

Whether you’re purchasing your first home or looking for your next property, buying a home is exciting. The process is easier with a mortgage expert by your side from the beginning. We don't expect you to have all the answers — that's why we're here.

Your mortgage loan officer will work with you to determine which loan is right for you. We offer: 

  • First-Time Homebuyer Programs
  • FHA Loans
  • Conventional Loans
  • Construction Loans
  • Jumbo Loans
  • USDA Loans
  • VA Loans

Prepare to buy today.

 

Find your mortgage expert

Our mortgage loan officers are here to answer your questions and help you understand your options right away.

FIND a MORTGAGE LOAN OFFICER

Apply to get prequalified

Sellers see prequalified buyers as more serious, which means you could be at an advantage when you make an offer.

Get pre-qualified

Download our mortgage checklist

Getting ready to start the mortgage process? Follow our checklist to prepare the documents you'll need.

Download Now

Home buying benefits for public service.

Our Hometown Heroes program offers up to $500 off closing costs (on a purchase or refinance), in addition to other benefits, for individuals who work (or have worked) in public service fields.

Learn More

Home loans built around you.

Let’s find the right mortgage for your unique needs.

Apply for a Mortgage Loan

"The team helped me every step of the way. They responded immediately and worked very hard so that I had all the pieces of information."

Kristine, Mortgage Customer, West Fargo

"Always a pleasure to work with you. Your attention to detail and promptness are exceptional! "

Becki, Mortgage Customer, West Fargo

"Turning to Western State Bank was the best choice we made for our mortgage. The process was quick, always friendly, caring, and very professional."

Kim Taxdahl, Mortgage Customer, Arizona