Experience an easy way to save for what’s important to you. Our Personal Savings account is a traditional savings account option that includes all the benefits of hometown banking with Western. It offers a low minimum balance, with simple access to your money when you need it.
Compare your savings account options.*
Account Features |
Personal Savings |
Treasury Market Account |
Lil’ Buckaroo Savings Account |
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| Account Summary | A traditional savings account with a low minimum balance. | A more flexible option to grow your savings. | An account for ages 12 and under, with perks to make saving fun for kids and their families. |
| Minimum Opening Deposit | $50 | $50 | $50 |
| Monthly Minimum Balance and Related Requirements | $100 minimum balance for ages 18+, no minimum balance for ages under 18 | $1,000 minimum balance | None |
| Monthly Service Fee | $5 monthly fee if balance falls below minimum balance requirement any day during that month | $10 monthly fee if balance falls below minimum balance requirement any day during that month | None |
| Per Debit Item Fee | None | No fee for the first 10 debits each month; $5 per debit item fee when there are more than 10 customer-initiated debit transactions during the monthly statement period | None |
| Interest | Interest compounded and credited quarterly | Interest compounded and credited monthly | Interest compounded and credited quarterly |
Additional features and benefits |
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| Free Online Banking and Mobile Banking |  |
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| ATM Fee Refunds | |
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| Free Initial Western ATM Card | |
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| Lil’ Bucks to purchase prizes at Western | |
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| Kid-friendly newsletters | |
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| Exclusive invitations to family-friendly events | |
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See what it's like to choose a bank focused on you.
Contact our team to open an account or get answers to your questions.