Treasury Market Account

A flexible option to grow your personal savings.

Open an account

You shouldn’t have to decide between earning on your savings and having easy access to your money. Our Treasury Market Account makes it so you don’t have to. You can enjoy up to 10 free debit transactions per month*, while interest is compounded and credited monthly.

Compare your savings account options.**

Account Features

Personal Savings

Treasury Market Account

Lil’ Buckaroo Savings Account

Account Summary A traditional savings account with a low minimum balance. A more flexible option to grow your savings. An account for ages 12 and under, with perks to make saving fun for kids and their families.
Minimum Opening Deposit $50 $50 $50
Monthly Minimum Balance and Related Requirements $100 minimum balance for ages 18+, no minimum balance for ages under 18 $1,000 minimum balance None
Monthly Service Fee $5 monthly fee if balance falls below minimum balance requirement any day during that month $10 monthly fee if balance falls below minimum balance requirement any day during that month None
Per Debit Item Fee None No fee for the first 10 debits each month; $5 per debit item fee when there are more than 10 customer-initiated debit transactions during the monthly statement period None
Interest Interest compounded and credited quarterly Interest compounded and credited monthly Interest compounded and credited quarterly
Additional features and benefits
Free Online Banking and Mobile Banking Yes Yes Yes
ATM Fee Refunds Yes Yes
Free Initial Western ATM Card Yes Yes
Lil’ Bucks to purchase prizes at Western Yes
Kid-friendly newsletters Yes
Exclusive invitations to family-friendly events Yes

See what it’s like to choose a bank focused on you.

Contact our team to open an account or get answers to your questions.

Contact a personal banker

"Absolutely love the people and service I receive here. It is the definition of "neighborhood bank". I am always treated well and receive wonderful service.""

M.C., Sun City West

"I have had excellent experiences with this bank. They helped us with refinancing our home and I feel that our checking account is secure with them. I get a notice any time my debit card is used. Super employees and they treat customers with respect."

Faith, Casa Grande

"Our organization was drawn to Western's local roots, friendly service, competitive rates, and low fees. Western shares our commitment to the community, and they support our kids and families in so many ways. We're very happy we switched!"

Bob Holman, Devils Lake Youth Activities